Lines of Defense in Real Estate Collateral Risk Management
As we all know, the home valuation is an integral part of the lending process that helps Americans in their journey to homeownership. It’s an…
Author: Ken Dicks
Ken is the current Director of Appraisal Compliance and Initiatives for Reggora, a leading appraisal platform. Ken has been a practicing Real Estate Appraiser since 1984 with a broad range of experience including independent fee appraiser, financial institution appraiser and reviewer, commercial and industrial Tax Assessor and manager of appraisal review
Just How Big is that House?
Appraising compliance with the American National Standard for Single-Family Residential Buildings Fannie Mae has released further clarification on their announcement that they will be requiring…
A View on Risk: Desktop Appraisals
It appears the FHFA is making good on their promise. Fannie Mae announced on January 19, 2022 that they will be accepting desktop appraisals for…
Wait! There’s Risk in my Appraisal?
If you talk to a professional risk manager working in the home finance industry, they’ll tell you that risk is hiding everywhere. While they may…
The Coronavirus Home Valuation Test
Federal regulators require banks to prepare documentation that fully explores their response to potential market forces that could put stress on their institutions or the…
The Appraisal Report: A Risk Management Tool Undergoing a Facelift
When we hear that there may be changes to the industry’s standard appraisal reports, we’ve grown to expect a fair amount of stress and unrest.…
Role Play: Appraisers and their Intended Uses
Tell someone that you’re a professional fee appraiser and most folks won’t have any idea what that really means. Some will picture the guys at…
Outlining a Productive Conversation
You say you care about collateral valuation, you are aware of the plight of professional fee appraisers in a world that seems to be losing…