Monday, February 6, 2023 | The Latest Buzz for the Appraisal Industry

Category: DTI

Why Have Lenders Changed Underwriting Standards?

The mortgage interest rate—it has repeatedly been reported—is at a record low and purchase loan application data indicates tremendous demand for home buying, according to

DS News October 21, 2020

DTI’s Ties to Default Rates

The FHA has signaled that it may tighten credit, noting that the debt-to-income (DTI) ratio for FHA-insured loans has been consistently increasing for six years.

DS News September 18, 2019