UAD 3.6 is here—and in this episode, Hal Humphreys sits down with Ken DeFeo, Senior Director of Collateral Policy at Fannie Mae, and one of the architects behind this major overhaul. They break down what UAD 3.6 actually is, why it’s more than just a formatting change, and what lenders need to be doing right now to avoid chaos down the line. From the philosophical shift behind the update to the potential LOS bottlenecks, this is the conversation every industry pro needs to hear.

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